SBA Business Loan Programs

SBA offers a variety of loan programs for very specific purposes. The 7(a) and 504 (with CDC) are the most used for business loans involving real estate, equipment and inventory:

7(a) Loan Program

The 7(a) Loan Program includes financial help for businesses with special requirements. For example, funds are available for loans to businesses that handle exports to foreign countries, businesses that operate in rural areas, and for other ... (Click for more on the 7(a) guidelines )

CDC/504 Loan Program

The SBA 504 Loan program is a powerful economic development loan program that offers small businesses another avenue for business financing, while promoting business growth, and job creation.  As of February 15, 2012, the $50 Billion in 504 loans has created over 2 million jobs.  This program is a proven success and win-win-win for the small business, the community and participating lenders.

The 504 Loan Program provides approved small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization.  504 loans are made available through CDCs (Certified Development Companies, SBA's community based partners for providing 504 Loans).